Home/KiwiSaver Updates/31 July 2026
KiwiSaver Returns — 31 July 2026 Update
Returns to 31 July 2026, after fees and before tax.
Archived snapshot — these figures are as at 31 July 2026 and are not updated. For the current table see the KiwiSaver Returns Comparison. Past returns do not guarantee future returns.
| Fund | Type | 1 yr | 3 yrs | 5 yrs | 10 yrs |
|---|---|---|---|---|---|
| Milford Active Growth FundGrowth | Growth | 5.70% | 10.21% | 7.28% | 11.51% |
| Booster Socially Responsible High Growth FundAggressive | Aggressive | 13.30% | 12.80% | 8.00% | 10.50% |
| Generate Focused Growth FundAggressive | Aggressive | 12.56% | 13.85% | 8.55% | 10.37% |
| Booster High Growth FundAggressive | Aggressive | 13.20% | 11.50% | 7.30% | 9.40% |
| AMP Aggressive FundAggressive | Aggressive | 16.74% | 14.47% | 8.57% | 9.25% |
| Milford Balanced FundBalanced | Balanced | 4.58% | 8.23% | 5.71% | 9.01% |
| Generate Growth FundGrowth | Growth | 10.25% | 11.68% | 7.20% | 8.99% |
| BNZ Growth FundGrowth | Growth | 12.59% | 12.04% | 7.13% | 8.87% |
| ASB Growth FundGrowth | Growth | 12.92% | 12.33% | 7.58% | 8.69% |
| Fisher Funds Growth FundGrowth | Growth | 5.70% | 8.10% | 5.00% | 8.60% |
| Global Select Growth Fund — AMPGrowth | Growth | 17.25% | 12.04% | 6.59% | 8.47% |
| AMP Growth FundGrowth | Growth | 14.04% | 12.76% | 7.40% | 8.33% |
| ANZ OneAnswer Growth FundGrowth | Growth | 13.82% | 10.13% | 5.60% | 8.17% |
| Global Select Balanced Growth Fund — AMPBalanced | Balanced | 14.62% | 10.74% | 5.58% | 7.33% |
| ASB Balanced FundBalanced | Balanced | 10.35% | 10.58% | 6.10% | 7.09% |
| BNZ Balanced FundBalanced | Balanced | 10.56% | 10.12% | 5.56% | 6.98% |
| ANZ Balanced Growth FundBalanced | Balanced | 11.33% | 8.89% | 4.64% | 6.96% |
| Booster Socially Responsible Balanced FundBalanced | Balanced | 8.10% | 8.70% | 4.70% | 6.70% |
| Fisher Funds Balanced FundBalanced | Balanced | 5.20% | 7.50% | 4.20% | 6.70% |
| AMP Balanced FundBalanced | Balanced | 10.80% | 10.51% | 5.66% | 6.55% |
| Milford Conservative FundConservative | Conservative | 1.85% | 5.84% | 3.30% | 6.49% |
| Booster Balanced FundBalanced | Balanced | 8.40% | 8.10% | 4.60% | 6.40% |
| ANZ OneAnswer Balanced FundBalanced | Balanced | 8.95% | 7.69% | 5.71% | 6.08% |
| Generate Moderate FundModerate | Moderate | 6.26% | 8.15% | 5.01% | 5.41% |
| BNZ Moderate FundModerate | Moderate | 7.09% | 8.11% | 4.14% | 5.38% |
| ASB Moderate FundModerate | Moderate | 7.95% | 8.60% | 4.48% | 5.10% |
| AMP Moderate FundModerate | Moderate | 7.92% | 8.08% | 3.92% | 4.67% |
| Fisher Funds Conservative FundConservative | Conservative | 3.70% | 5.80% | 2.60% | 4.20% |
| ASB Conservative FundConservative | Conservative | 6.04% | 7.13% | 3.33% | 3.90% |
| BNZ Conservative FundConservative | Conservative | 4.32% | 6.00% | 2.64% | 3.54% |
| AMP Conservative FundConservative | Conservative | 5.30% | 6.40% | 2.79% | 3.50% |
| Global Select Conservative Fund — AMPConservative | Conservative | 6.00% | 6.13% | 2.26% | 3.39% |
| ANZ OneAnswer Conservative FundConservative | Conservative | 4.24% | 5.32% | 1.98% | 3.30% |
| Milford Aggressive FundAggressive | Aggressive | 10.95% | 11.94% | 7.75% | — |
| Booster Socially Responsible Geared Growth FundAggressive | Aggressive | 15.00% | 14.70% | — | — |
| Booster Socially Responsible Growth FundGrowth | Growth | 10.50% | 10.60% | — | — |
| Fisher Funds Aggressive FundAggressive | Aggressive | 5.40% | — | — | — |
| GoalsGetter Amova Growth FundGrowth | Growth | 5.19% | 8.92% | 3.46% | — |
| Pathfinder Growth FundGrowth | Growth | 11.60% | 10.32% | 6.82% | — |
| Simplicity Growth FundGrowth | Growth | 13.94% | 12.79% | 7.79% | — |
| Westpac Growth FundGrowth | Growth | — | — | — | — |
| QuayStreet Growth FundGrowth | Growth | 12.48% | 13.08% | 10.11% | — |
| Simplicity High Growth FundAggressive | Aggressive | 16.48% | 14.76% | — | — |
| Kernel High Growth FundAggressive | Aggressive | 19.41% | 16.35% | — | — |
| Kernel Global 100 FundAggressive | Aggressive | 28.25% | 25.74% | 20.57% | — |
| Generate Global Shares FundAggressive | Aggressive | 15.62% | — | — | — |
| Generate Thematic FundAggressive | Aggressive | 18.32% | — | — | — |
| QuayStreet High Growth FundAggressive | Aggressive | 16.10% | — | — | — |
| ASB Aggressive FundAggressive | Aggressive | 15.14% | — | — | — |
| Pathfinder High Growth FundAggressive | Aggressive | 14.41% | — | — | — |
| ANZ High Growth FundAggressive | Aggressive | 16.32% | — | — | — |
| BNZ High Growth FundAggressive | Aggressive | 15.36% | — | — | — |
| Westpac High Growth FundAggressive | Aggressive | — | — | — | — |
| GoalsGetter Amova Global Shares FundAggressive | Aggressive | -2.99% | 13.15% | 7.95% | — |
| Generate Balanced FundBalanced | Balanced | 8.54% | 9.76% | — | — |
| GoalsGetter Amova Balanced FundBalanced | Balanced | 4.58% | 7.82% | 3.01% | — |
| Pathfinder Balanced FundBalanced | Balanced | 8.47% | 8.69% | 5.86% | — |
| Simplicity Balanced FundBalanced | Balanced | 10.51% | 10.20% | 5.60% | — |
| Kernel Balanced FundBalanced | Balanced | 12.42% | 12.05% | — | — |
| Westpac Balanced FundBalanced | Balanced | — | — | — | — |
| QuayStreet Balanced FundBalanced | Balanced | 9.93% | 11.10% | 8.33% | — |
| Generate Conservative FundConservative | Conservative | 4.40% | 6.72% | — | — |
| GoalsGetter Amova Conservative FundConservative | Conservative | 3.08% | 5.68% | 2.23% | — |
| Pathfinder Conservative FundConservative | Conservative | 2.80% | 4.89% | 3.34% | — |
| Simplicity Conservative FundConservative | Conservative | 4.79% | 6.08% | 2.08% | — |
| Kernel Conservative FundConservative | Conservative | — | — | — | — |
| Westpac Conservative FundConservative | Conservative | — | — | — | — |
| QuayStreet Conservative FundConservative | Conservative | 4.93% | 6.84% | 4.31% | — |
| Westpac Moderate FundModerate | Moderate | — | — | — | — |
| Milford Moderate FundModerate | Moderate | 3.08% | 6.93% | 4.41% | — |