Discover your best KiwiSaver options with investly.
Speak to an adviser or explore one of our KiwiSaver tools.
KiwiSaver Fund Comparison Tools
Learn more about how your current provider compares to the rest.
Returns are updated monthly and fees are updated every quarter.
KiwiSaver Returns Comparison
See what each fund has returned after fees over one, three, five and ten years.
Compare returns →KiwiSaver Fees Comparison
The annual fee each fund charges, side by side, filtered by fund type.
Compare fees →KiwiSaver Projection Calculator
Project your balance at 65 and see what a difference in fund type makes.
Run the numbers →Book a Free KiwiSaver Review
Together we will compare your current KiwiSaver to the rest of the market and see if you are in the right place to maximise your KiwiSaver.
What's included in your review
Current KiwiSaver Fund Review
We'll check the fund and provider you're in right now against your goals and timeframe, and tell you straight whether it's still the right fit.
Contribution Rate Review
We'll check whether your current contribution rate matches your goals and timeframe, and tell you if it's worth adjusting.
Full Market Comparison
We're fully independent — no bias, and no obligation to recommend any single provider. You can trust that we compare the whole market to find the provider and fund that genuinely fit you.
Personalised Recommendation
After our review we'll make you a personalised recommendation based on our findings, so you'll understand whether you're in the right place or not.
Did you know
New Zealanders who receive professional financial advice hold, on average, over 50% more in their KiwiSaver accounts than those who don't.
Source: Financial Services Council, Money & You research (2020), which found advised New Zealanders held around 52% more in their KiwiSaver accounts. This reflects an association observed in the research — commonly linked to being in a fund suited to your timeframe, contributing consistently, and staying invested through market ups and downs.
Our partners
We're partnered with New Zealand's leading KiwiSaver providers.
Investly is a subsidiary of Certus Financial Group and a proud member of the Wealthpoint network, which holds the Financial Advice Provider license.
KiwiSaver guides
KiwiSaver Frequently Asked Questions
How to change KiwiSaver providers
The switch step by step — how long the transfer takes, what it costs, and whether you need to tell your employer.
Read the guide →KiwiSaver contribution rates
The rates you can pick, employer matching and the government top-up, the tax on each contribution, and where the money goes.
Read the guide →KiwiSaver withdrawal
Every way to access your savings early — turning 65, first home, hardship, serious illness, moving overseas or death.
Read the guide →Government KiwiSaver contribution
The up-to-$260.72 top-up: how much you need to put in to earn it, who qualifies, and when it lands in your account.
Read the guide →What is KiwiSaver
Why the scheme was set up, how it's changed since 2007, and how your contributions get automatically invested.
Read the guide →Best performing KiwiSaver
Why last year's top fund is the wrong thing to chase, and what actually matters when you're choosing.
Read the guide →KiwiSaver for first home
Who qualifies, how much you can withdraw, how the process works, and the fund-type mistake to avoid.
Read the guide →